I had lunch with a client last week who was just diagnosed with Leukemia. Unfortunately, there has been a lot of that lately. Maybe it’s just the stage of life that I’m in. During my 20s it seemed like every other week I got invited to a wedding. Now it seems like every other week I hear [...]
The benefits of an extravagantly modest lifestyle
by Joe Hearn on May 21, 2012 in Retirement
I used to think that frugality was only spending money on the very basics in life. Don’t eat out. Don’t drink expensive coffee. Pinch pennies where you can. As I’ve gotten older my position has evolved. Rather than living like Scrooge, I spend extravagantly on things that are important to me and miserly on [...]
Tiger’s advice for your retirement
by Joe Hearn on May 15, 2012 in Retirement
There is perhaps no more revered institution in America than that of Sport. Baseball is our national pastime. The Super Bowl is our most watched television program. Popular franchises have billion dollar price tags. Phrases like “The Miracle on Ice” and “The Dream Team” still illicit emotion decades after the games that spawned them. Our [...]
Don’t let death of a spouse derail retirement
by Joe Hearn on May 8, 2012 in Estate Planning, Insurance, Investing, Retirement
The odds are extremely good that my wife will outlive me. Whatever the reason—genetics, a healthier diet, the fact that she uses our treadmill as something other than a clothes rack—there will likely come a day when she bids me adieu. Most people know that women have a longer life expectancy than men, living about [...]
Social Security statement now available online
by Joe Hearn on May 4, 2012 in Social Security
I’m back from the land of the midnight sun and trying to get caught up on any retirement news I missed while on the road. One item that caught my eye was the Social Security Administration’s decision to provide online statements for estimated retirement benefits. You may have noticed that they quit mailing the paper [...]








