A blogger I follow recently shared the following paragraph from the book The Rise of Superman: Decoding the Science of Ultimate Human Performance: “Scientists who study human motivation have lately learned that after basic survival needs have been met, the combination of autonomy (the desire to direct your own life), mastery (the desire to learn, […]
About Joe Hearn

3 simple rules for a remarkable retirement
by Joe Hearn on April 16, 2018 in Lifestyle Design, Pursuits, Retirement

Should you prepare for a deeper downturn?
by Joe Hearn on March 26, 2018 in Asset Allocation, Debt, Investing, Risk
The current bull market is 9 years old. That’s the second longest on record and it has people wondering how much further it can go. That question has taken on added urgency given the recent volatility, rising interest rates and political uncertainty. Markets lost ground in February (the first losing month in over a year) […]

Pain + Reflection = Progress
by Joe Hearn on March 6, 2018 in Happiness, Lifestyle Design, Retirement
Retirement often involves making important decisions with incomplete information when the stakes are high. You won’t have everything figured out on Day 1. More likely, you’ll arrive at your ideal retirement through a process of trial and error. You’ll make mistakes. That’s unavoidable. The important thing is that you learn from them. How best to […]

Memento Mori
by Joe Hearn on February 19, 2018 in Health, Retirement
Memento Mori. In English it means: “Remember that you will die.” This has been a tough couple of weeks for me. My mom died very unexpectedly after a brief illness. On January 29th, I met her for dinner to celebrate her 67th birthday. We had a wonderful time. On February 5th, she was hospitalized with […]

My number one takeaway from travel roulette
by Joe Hearn on January 26, 2018 in Happiness, Pursuits, Retirement
I recently played a game of travel roulette with my friends. We showed up at the airport at 5 am with no tickets and no plans and told the ticket agent we’d go anywhere warm. The only conditions were that the flight had to leave that morning and cost less than $500. After running through […]