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a life changing lesson on loss

A life changing lesson on loss

The Lesson This past week a close friend of mine lost his mom.  She was in the hospital recovering from an illness, but her prognosis was good and the staff was ready to send her home.  A few hours later a blood clot took her life. In a tribute he wrote for her funeral, my […]

how spending changes throughout retirement

How spending changes throughout retirement

When planning for retirement, you need to make a lot of assumptions.  How long will you live?  What will your investment returns be?  How much income will you need?  When it comes to that last one, most people just estimate their first year of retirement expenses and then adjust that amount higher each year to […]

methods vs principles

Methods vs Principles

I’m still alive!  Sorry I haven’t posted much lately, but life got a little crazy.  Thankfully, things are starting to return to normal, so I thought I’d ease back into the swing of things with a quick post on an unexpected challenge that sometimes arises during retirement. I’m retired.  Now what? I was in L.A. […]

climbing mt st helens

Climbing Mt St Helens

“Oh.  Sorry.  You’re on the wrong side of the mountain.” That was the response I got when I called the park ranger help line.  The number was conveniently posted on a big “You Are Here” board which I got out of my car to examine because it happened to be right next to the “Dead […]

written retirement plan

How and why to make a written retirement plan

The headline from a recent study caught my eye: “Majority of retirement plans done ‘in people’s heads’ or not at all.”  I think the latter is more likely.  Doing a retirement plan in your head is kind of like reciting Pi out to a hundred decimal places or trying to list off all of the […]