About Joe Hearn

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bezos

Retirement lessons from the world’s richest person

Jeff Bezos became the richest person in the world last week.  In a little over 20 years, the founder of Amazon.com went from no money (or very little) to more money than anyone.  Warren Buffett once called him “the most remarkable business person of our age.”  That’s like Michael Jordan calling you the best basketball […]

if something happens to me

If something happens to you

Note: For help accomplishing the things discussed in this article, you might be interested in my book and organization kit If Something Happens to Me. It’s been a rough couple of months in the U.S.  Devastating hurricanes.  Wildfires.  Nuclear tensions with North Korea.  Charlottesville.  Las Vegas.  It’s all a vivid reminder that life is uncertain.  […]

dynamic spending

A simple trick to make your money last (The secret: Dynamic spending rules)

A few weeks ago, I gave you six ways to make your nest egg last.  It’s an important topic, so here’s a seventh: Dynamic Spending.  There’s a growing body of research that shows it can significantly extend the life of your portfolio.  What is it and how does it work? In retirement, like in your […]

You don’t find yourself. You create yourself.

“Life isn’t about finding yourself.  Life is about creating yourself.”  – George Bernard Shaw. When I was in college a friend of mine dropped out and said, “I’m going to move to Colorado for a year and try to find myself.”  This totally made sense at the time.  None of us had an overarching vision […]

do I really want this

Do I really want this or do I just think I want it?

There are so many things that sound great in theory, but aren’t always great in practice. Take retirement for example.  No work.  Loads of free time.  Travel.  Those all sound great (and most of the time they are), but I’ve had retirees complain about every single one of them at one point or another over […]