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narrow road

Easy choices, hard life. Hard choices, easy life.

In life, we often have the option to do things the easy way or the hard way.  We can choose between the wide and narrow roads.  Paradoxically, choosing the easy way out often leads to a hard life while choosing the hard way often leads to an easy life. Narrow, difficult decisions that require discipline […]

save more or work longer

Is it better to save more or work longer?

Quick note: I’m in the process of redesigning the Intentional Retirement website.  If you have any thoughts or suggestions on ways to improve it or make it more helpful to you, please hit “reply” to this email and send them my way.  Now on to today’s article… Save more or work longer? One of the […]

use time wisely

What do you have to show for it?

Money I did an interesting exercise this week.  If you’ve ever looked at a copy of your Social Security statement, you know that page 3 shows how much you’ve earned each year throughout your life.   As I looked at mine, I was suddenly curious about something, so I grabbed a calculator and added up my […]

prepare for a deeper downturn

Should you prepare for a deeper downturn?

The current bull market is 9 years old.  That’s the second longest on record and it has people wondering how much further it can go.  That question has taken on added urgency given the recent volatility, rising interest rates and political uncertainty.  Markets lost ground in February (the first losing month in over a year) […]

what is going on with the markets

What is going on with the markets

Hi all.  I hope you’ve been well.  Sorry things have been quiet around here for a few weeks.  As I’m sure you know, the markets have been kind of crazy this year and most of my time has been spent on the phone or in meetings with clients.  Between that, annual reviews and an unexpected […]