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get the big things right

Get the big things right

“We try more to profit from always remembering the obvious than from grasping the esoteric. It is remarkable how much long-term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.”   -Charlie Munger, investing partner of Warren Buffett Sometimes we make things too hard.  Retirement […]

definition of retirement

My 10 word definition of retirement

Quick note: This past week I’ve been up in Sequim, Washington visiting family and enjoying the great outdoors.  Today we meet up with some friends and drive south toward California where we’re going to be hiking and camping along a rugged section of coastline called The Lost Coast.  Cell reception will be spotty, but I’ll […]

why do so many people unretire

Why do so many people Unretire?

Retirees are Unretiring in record numbers.  You read that right.  After decades of work and anticipation, people are entering retirement only to reverse course and head back to work.  The RAND corporation conducted a survey in 2017 and found that almost 40 percent of workers over age 65 had previously been retired.  That’s a lot […]

use time wisely

What do you have to show for it?

Money I did an interesting exercise this week.  If you’ve ever looked at a copy of your Social Security statement, you know that page 3 shows how much you’ve earned each year throughout your life.   As I looked at mine, I was suddenly curious about something, so I grabbed a calculator and added up my […]

genuine life

Genuine life vs Counterfeit life

I’ve heard it said that the best way to spot a counterfeit is to be an expert in what is genuine. The Secret Service knows this well. When training their agents, they don’t start by giving them samples of fake bills.  Instead they provide them with genuine bills and train them in every conceivable detail of those […]