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sunk cost

Don’t throw good life after bad

In business, a sunk cost is a cost that has already been incurred and can’t be recovered.  Economists tell us that we shouldn’t factor these costs in when making a rational decision about how to proceed.  Since we’re human and hate losses, however, we often use these previous costs as justification to invest more. The […]

Systems and Habits

Systems and Habits

Quick review I’m doing a 3-part series on how to overcome obstacles and achieve the real, significant and lasting change necessary to live the life you want, both now and in retirement.  It’s a 3-part series, because we’re covering 3 big ideas.  Idea #1 was minimalism: Deciding what doesn’t belong in your life—stuff, expenses, obligations, […]

retire sooner

You will probably retire sooner than you think

Hi all.  Life got busy and Part 3 of my series on simplifying your life and executing on the things that are most important to you is taking a bit longer than expected.  I know.  Ironic isn’t it? Anyway, that post will be up soon.  Meanwhile I wanted to give you a few quick thoughts […]

make 2017 great

35 Quick ideas to make 2017 great

Happy New Year!  What do you have planned?  Need a little inspiration?  Try this: I want more purpose The funny thing about time 15 Practical ways to live a purposeful life Harnessing the power of compounding for an exponentially richer life I want to be happy How to be happy: Part 1 How to be […]

written retirement plan

How and why to make a written retirement plan

The headline from a recent study caught my eye: “Majority of retirement plans done ‘in people’s heads’ or not at all.”  I think the latter is more likely.  Doing a retirement plan in your head is kind of like reciting Pi out to a hundred decimal places or trying to list off all of the […]