debt puts retirement at risk

Global debt is staggering. Why that could be bad news for your retirement.

The amount of debt in the world is staggering. Auto loans recently passed $1 trillion for the first time and the average car loan is the highest it’s ever been, recently surpassing $30,000. Student debt stands at about $1.4 trillion. Mortgage debt is about $14 trillion. More than 30% of households carry a balance on […]

routine is the enemy of time

Routine is the enemy of time

Last year I read a book called The Power of Habit that gave me some insight into what happens in our brain when we develop habits or get into a routine.  I’ve thought about this topic before and had the sense that, while some routine is often necessary, too much routine can make life feel […]

assisted living

So…I moved into assisted living. Here’s how it went.

Have you ever wondered what it would be like to live in one of those newfangled senior living facilities that are popping up all over the place?  I was curious too.  So I moved into one.  I have a friend whose company owns a number of these retirement centers and they had just finished building […]

retirement pre mortem

Retirement Pre Mortem

“What could cause this to fail?”  That’s what I asked myself before heading to the Grand Canyon recently for a 47 mile, Rim to Rim to Rim hike with my friend Mike.  The answer, it turns out, is “A LOT of things could cause it to fail.”  In fact, there’s a 400 page book dedicated […]

low interest rates ruining retirement

Are low interest rates ruining retirement?

Not long ago, most people worked as long as they were able and eventually either “died in harness” or relied on younger family members to care for them in their old age.  And then along came this idea of retirement where through hard work, shrewd investing and some help from a pension (if you’re lucky) […]