Comments on: 4 ways to maximize your Social Security benefits https://intentionalretirement.com/2013/04/4-ways-to-maximize-your-social-security-benefits/ Life is short. Be intentional. Tue, 17 Jul 2018 16:43:27 +0000 hourly 1 https://wordpress.org/?v=7.0 By: Joe Hearn https://intentionalretirement.com/2013/04/4-ways-to-maximize-your-social-security-benefits/#comment-179 Tue, 10 Nov 2015 20:09:46 +0000 http://intentionalretirement.com/?p=1732#comment-179 In reply to Eugene Park.

Hi Eugene. One option would be to suspend your payments. Once you do that, you will start earning delayed retirement credits again. Then when you decide to quit working for good you can have them reinstate your benefits again at the higher amount. Call Social Security or check with your local office and they will be able to help you with the process and answer any questions you have. Hope that helps. Thanks!

Joe

]]> By: Eugene Park https://intentionalretirement.com/2013/04/4-ways-to-maximize-your-social-security-benefits/#comment-178 Mon, 09 Nov 2015 03:42:28 +0000 http://intentionalretirement.com/?p=1732#comment-178 I was forced to retire when I was 62,I had lost my job and in order to survive I needed the ss income. I’m now 65 and have some job opportunities,how can I increase my ss income?

]]> By: Joe Hearn https://intentionalretirement.com/2013/04/4-ways-to-maximize-your-social-security-benefits/#comment-177 Thu, 20 Feb 2014 21:51:09 +0000 http://intentionalretirement.com/?p=1732#comment-177 Hi Mark. Sorry for not responding sooner. I somehow missed your comment. You make a great point. If you need the income, there is always a tension between whether to pull from your investments and delay Social Security or take Social Security and preserve your investments. In your case, it might more sense to take the Social Security due to the fact that it sounds like your wife is subject to the windfall elimination provision and won’t be able to retain the higher (i.e. your) Social Security benefits after you die. You will take a reduction in benefits by claiming early, but it will allow you to keep from having to draw from your savings. The best thing to do might be to schedule an appointment with the Social Security office and talk through some “what if” scenarios. Hope that helps. Give me a call if you’d like to talk further.

~ Joe

]]> By: mark https://intentionalretirement.com/2013/04/4-ways-to-maximize-your-social-security-benefits/#comment-176 Tue, 24 Dec 2013 16:45:33 +0000 http://intentionalretirement.com/?p=1732#comment-176 Joe:

I have read some of your articles on retirement and Social Security. One question I can’t ever seem to find an answer on is my situation. My wife is a school teacher and when I die she won’t collect my ssn. Our thought is that since she is two years younger she will work until age 61 as that is more optimum for her pension. That would make me 63 and I would then start my ssn. We have thought that since she won’t get my ssn then it would best to preserve our portfolio as much as possible for her to use after my death. We don’t want to work until I’m 66.4 mos. love to hear your thoughts and other peoples thoughts.

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