https://intentionalretirement.com/2014/04/per-stirpes-vs-pro-rata/ Life is short. Be intentional. Tue, 17 Jul 2018 02:37:19 +0000 hourly 1 https://wordpress.org/?v=6.9.4 https://intentionalretirement.com/2014/04/per-stirpes-vs-pro-rata/#comment-272 Mon, 14 Apr 2014 20:22:10 +0000 http://intentionalretirement.com/?p=3060#comment-272 Good question Scott. I think it depends on how specific the beneficiary language is in the particular 401(k) or life insurance policy. In my experience the plan custodian or insurance company will be as specific as possible in order to avoid any future problems or confusion (i.e. they will put language in there relating to per stirpes, pro rata, etc.).

]]> https://intentionalretirement.com/2014/04/per-stirpes-vs-pro-rata/#comment-271 Mon, 14 Apr 2014 16:51:56 +0000 http://intentionalretirement.com/?p=3060#comment-271 Does per Stirpes vs. Pro Rata apply to any other situations where you have a named beneficiary such as 401k plan assets or life insurance policies?

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