Hi Ron. Thanks for touching base. I’m sure I could think of a few others, but those are the main ones. It sounds like you know where you could improve and that is a huge part of the battle. The challenge sometimes is having too many areas to focus on and our activity and execution gets watered down. We focus on the trivial many rather than the critical few. If I could give one piece of advice, I’d pick one or two of those core principles that really resonate with you and think through some concrete actions you can take to improve them. In the same way that being a wise steward of your finances over many years put you in a position of financial security, making wise, strategic decisions over time in those other areas will bring success too. And even if you’re not yet where you want to be, sometimes just being proactive and executing gives peace of mind that you’re doing what you can to make things better. Just a few thoughts. Hope that helps!

What a great way to distill retirement into something we can apply in our planning.

Hope to see more from you in the future…