climbing mt st helens

Climbing Mt St Helens

“Oh.  Sorry.  You’re on the wrong side of the mountain.” That was the response I got when I called the park ranger help line.  The number was conveniently posted on a big “You Are Here” board which I got out of my car to examine because it happened to be right next to the “Dead […]

written retirement plan

How and why to make a written retirement plan

The headline from a recent study caught my eye: “Majority of retirement plans done ‘in people’s heads’ or not at all.”  I think the latter is more likely.  Doing a retirement plan in your head is kind of like reciting Pi out to a hundred decimal places or trying to list off all of the […]

what makes a good life

What makes a good life?

  What makes a good life?  Now there is a question with universal appeal!  Who wouldn’t want to know, in advance, what types of things would make them healthier, happier and more fulfilled? Unfortunately, research shows that we’re not very good at predicting what will make us happy.  I call this the “I want to […]

debt puts retirement at risk

Global debt is staggering. Why that could be bad news for your retirement.

The amount of debt in the world is staggering. Auto loans recently passed $1 trillion for the first time and the average car loan is the highest it’s ever been, recently surpassing $30,000. Student debt stands at about $1.4 trillion. Mortgage debt is about $14 trillion. More than 30% of households carry a balance on […]

routine is the enemy of time

Routine is the enemy of time

Last year I read a book called The Power of Habit that gave me some insight into what happens in our brain when we develop habits or get into a routine.  I’ve thought about this topic before and had the sense that, while some routine is often necessary, too much routine can make life feel […]