per stirpes

How to accidentally disinherit your kids

I help a lot of clients with their retirement planning and anytime I come across a situation that I think we can all learn from I like to change the names to protect the innocent and then write about it here at Intentional Retirement. Today’s installment is brought to you by the phrase “Per Stirpes.”  [...]

accomplishing big goals

The secret to doing big things

It’s no accident that this site is called Intentional Retirement. Being intentional with this brief, but beautiful life is one of the things I’ve tried to weave into the DNA of the site since day one.  I preach that sermon every chance I get and I work hard to practice what I preach.  I know [...]

income replacement ratio

Why retirement will be cheaper than you think.

Will retirement be cheaper than you think?  Maybe.  A lot depends on your income replacement ratio.  What’s that you ask?  It’s the percentage of your current income that you will need during retirement to maintain your standard of living. Some people will need 100% of their current income.  Others will be able to get by [...]

retirement words

15 retirement words that don’t exist, but should.

I’d like to take a moment to thank the good people at Merriam-Webster and Oxford English Dictionaries. Each year they faithfully add hundreds of new words in an effort to help us all communicate more efficiently and effectively.  After all, without those additions, how would we know the difference between fracking and twerking? I mean [...]

prevent dementia

Two proven ways to delay or prevent dementia

Last summer we visited my wife’s grandma in Oregon.  Even though I’ve known her for nearly 20 years, I had to introduce myself because dementia has slowly erased her previous memories of me.  Dementia affects millions of people as they age and often robs them of an active, independent retirement.  Are there things you can [...]