Blog

Weekly articles about how to live a secure, fulfilling retirement.

How (and why) to retire debt free

It’s almost impossible to open a newspaper these days without reading about your retirement “number.”  That is, the amount of money you need to set aside to fund your retirement years.  While important, the “number” is only one way to skin the proverbial cat.  What if...

9 tips for taking great travel photos

Ask a hundred different people what they plan on doing during retirement and the answer you'll likely hear most is "travel."  There is just something compelling about getting out and seeing the world.  Especially when your itinerary is no longer limited by the...

How to maximize your time in retirement.

Time is money, as the old saying goes.  If true, you may never be so wealthy (in time at least) as you are during retirement.  Gone are the days of having to trade your most precious commodity for whatever the market would bear.  More than ever, you are free to spend...

Should you buy long-term care insurance?

For many people in retirement, their greatest fear is ending up in a nursing home.  Being able to live independently or, barring that, getting into a quality facility of his or her choice is an important end goal.  Unfortunately, this type of care does not come cheap....

10 questions to ask your spouse before you retire.

Your retirement planning should not be done in a vacuum.  If you are married, you should definitely include your spouse in the process.  You would be surprised at the number of couples who are blindsided by differences over retirement dreams, plans, and expectations. ...

Traveling? Should you buy travel insurance?

Note: I originally published this article in the AARP Bulletin. Carla McDowell has always loved to travel.  She’s toured the Soviet Union, Germany, the Netherlands, Switzerland, South Korea, Costa Rica, England and Alaska.  And like a growing number of Americans, she...

How do you define retirement?

Ask a thousand different people what retirement is to them and you will get a thousand different answers.  Many associate retirement with a particular age (sixty-five) or work status (not working).  Many define it with certain activities (travel).  In reality, all...

Can you count on Social Security and Medicare?

Every year, the Social Security Board of Trustees reports to Congress on the fiscal health of the Social Security program.  Not surprisingly, high unemployment and a wave of retiring baby boomers have put a heavy strain on the program.  Benefits being paid already...

Maximizing retirement: Time vs. Tasks

In his wildly popular book The 4-Hour Workweek, Timothy Ferris told the story of Vilfredo Pareto, an economist who lived from 1848 to 1923.  Unless you’ve read that book, you’ve probably never heard of Pareto, but you’re probably familiar with his most famous economic...

Maximizing retirement: Assets vs. Experiences

As you move toward retirement, consider the merits of building a life that is light on fixed assets and heavy on experiences.  When younger, most people want a bigger house to fit the kids and keep up with the Joneses.  They want to live in a great neighborhood with...

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