How to plan a safe, fun road trip during these crazy times.

How to plan a safe, fun road trip during these crazy times.

My family and I just finished a 4,200-mile, 7 state road trip.  A few nights we stayed in hotels.  More often we camped.  Sometimes camping was a luxury tent with a fireplace and running water (Thanks Under Canvas!).  Sometimes camping was our trusty tent deep in the backcountry of a National Park or on the banks of the river we were rafting.  This isn’t our usual trip, but after cancelling a trip to Italy in March and after being in lockdown mode for several months, we wanted to get out of the house.  And while 2020 is a terrible year in most regards, it seemed well suited for a good, old fashioned road trip.  So we plotted our itinerary on Google Maps, made a few bare bones plans, loaded the car and hit the road.  Here’s a bit about the trip and what things are like out there right now.  Hopefully, you can use it as inspiration for a Kerouac-style adventure of your own.

The Itinerary

We’re trying to get our daughter to all 50 states before she graduates from high school, so any trip in the US usually involves trying to check off a new state or two.  This time we got 3: North Dakota, Montana and Idaho. On our way north, we visited Badlands National Park in South Dakota as well as Mt. Rushmore where we stayed for a night.  We left early the next morning and drove to Theodore Roosevelt National Park in North Dakota.  This is the rugged land where Teddy went to disappear after losing his mom and his wife on Valentine’s Day 1884.  The campgrounds are closed due to COVID, so we got a backcountry permit, which is basically just telling them the dates you’ll be there and what trailhead you’re departing from, so they know where to look if you don’t come back.  We shouldered our packs, hiked in several miles and then found a good spot a few hundred yards up a hillside and away from the trail.  Sunset, moonrise (the picture at the top of this post) and sunrise the following morning were all pretty amazing.  We didn’t see any other people, but we had three buffalo visitors while we were watching the sunrise.  

After exploring the park a bit the following day, we drove to Whitefish, Montana where we enjoyed the town for a few days and did some hiking in Glacier National Park.  From there we drove to Oregon where we met up with friends from Washington, rented two whitewater rafts and started a four-day river rafting trip down the Wallowa and Grande Ronde rivers.  The first few hours were a little hairy as we learned to read the river, row the boats and avoid large boulders, but it quickly became second nature.  Each day consisted of rafting for about 15 miles and then finding a place on the shore to camp.  Like us, our friends enjoy a good meal, so we left the dehydrated meals at home and instead had things like Dutch Oven lasagna, breakfast burritos with all the fixings and fish tacos made with freshly caught trout.  We’d talk and play games around the campfire and then get up the next day, load the boats, shove off and do it again.  It was a really fun experience.  After reaching the pullout, we loaded the cars and drove to a BNB in Joseph, Oregon for some much-needed showers and a few days of hiking and exploring.  That’s where we parted ways with our friends and started heading towards home via Hells Canyon and Craters of the Moon National Monument in Idaho and then Yellowstone National Park and Grand Tetons National Park in Wyoming before eventually making it back to Nebraska.

In case you’re wondering…

Was everything busy?  Not terribly so.  International travel is shut down, so more people are choosing road trips for sure.  But many others are choosing to stay home altogether, so it didn’t seem overly busy, with the exception of a few National Parks that are always busy regardless.

Are the national parks open?  Yes and no.  Most parks are at least partially open, but many have closed their campgrounds and lodges.  Visit to check on a park your considering.  And if you don’t have a National Park Pass, you need one.  It’s an incredible deal.  $80 per year if you’re under 62 and $80 for life if you’re over 62.

What about gas stations, hotels, restaurants, etc.?  All open for the most part, but they may have reduced capacity or certain requirements like wearing a mask.

Did you wear a mask?  Yep.  Anytime we were using the gas station, checking into a hotel or generally around the public, we wore a mask to try to limit the risk that we’d catch anything or spread it if we’re asymptomatic.  Most places have signs requiring it or at least strongly requesting it.

How much can/should you plan? We made reservations for things like our raft rental and some of our lodging.  It was pretty bare bones, however.  We often made hotel reservations in the car by looking at Google Maps and figuring out how far we’d get that day.  We never had a problem finding anything.

Tips for staying safe

Don’t go if you’re sick.  Sometimes the symptoms of COVID are mild, sometimes not.  We traveled to some pretty secluded places and didn’t want to be stranded far from medical care.  If you’re not feeling well, stay home.

Watch for travel restrictions.  We traveled through a number of states, so we checked ahead of time to make sure that they didn’t have any travel restrictions.  Just google “current state travel restrictions.” 

Design the trip with social distancing in mind.  We chose to drive our own car rather than fly.  We chose camping where we could instead of hotels.  We wore masks when we were around people.  We met up with friends who we knew have been social distancing for several months.  We chose places that were secluded and activities that were solitary.  There are plenty of ways to have a great trip and still be a little cautious.

Bring along some PPE.  We brought masks, disinfectant wipes and hand sanitizer.  Again, a bit of caution is a good thing. 

Pack snacks and food.  We brought snacks for the car and food for when we were camping.  We ordered takeout a few times, but only ate in a restaurant once toward the end of the trip.  It had a large outdoor seating area and there was only one other patron there.  With a little planning, it was easy to avoid large crowds.

Armchair Travelers

If you want to hit the road from the comfort of your own home, here are a few great road trip books that I’ve enjoyed and you might as well.  Safe travels!

Be Intentional,


An intentional life should focus primarily on the present

An intentional life should focus primarily on the present

Quick thought for today.  If you want to live an intentional life, you should focus primarily on the present.  Let me explain.  We all spend part of our days—either mentally or physically—in the past, present or future.  You’re sitting there right now in the present, but maybe you’re thinking about something you did this past weekend or dreaming about something you hope to be doing 5 years from now.  Past, present and future.  We all spend our time inhabiting each of those spaces. 

Unfortunately, most of us mess up the proportions. We spend too much time and energy on the past and the future and not enough on the present.  We look back and worry about the things we did or didn’t do.  We look forward and dream about the things we hope to eventually do.  That only leaves a small amount of our time where we’re honest to goodness living in and making the most out of the present.

I’m not saying that you should ignore the past and the future, but the present should be your priority.  Anything else means you’re focusing on things you can’t change (the past) or things that might not happen (the future).  Here are a few suggestions on how to get the balance right.

How to use your past:  Don’t obsess over it.  Don’t waste your time thinking about regrets or wishing you had done or said things differently.  Don’t cling to bitterness.  Don’t hold grudges. Instead, think fondly of the good times and be grateful for the wisdom earned and lessons learned from the challenging times.  Use it as a foundation to build on.  Remember the people, places and things that made you who you are. 

How to prepare for your future:  Don’t push everything to the future.  Don’t treat it as some magical time where you’ll finally start living.  Delayed gratification is great if it’s allowing you to work toward something, but it becomes a problem if it becomes an excuse for life avoidance.  Use the runway between the present and the future for planning and preparation.  Use it to set the proper direction for your life and to get any necessary prerequisites out of the way.  Use it to set goals, dream, plan, save and even to experiment.  All of those things will help you hit the ground running and make the most out of your future years. 

How to live in the present:  Don’t get bogged down in the routine of life.  Don’t focus all your time on the maintenance of living.  Don’t live a life that is frantic and unintentional.  Be present in your days, with your friends and during experiences like vacations rather than worrying about how to make it look a certain way on social media.  Decide what you really want out of life and start doing that.  Today.  Even if you have to start small, start.  Have intentional action in your relationships, activities, health, hobbies, pursuits and every other area of your life.  Be proactive.  Learn.  Do.  Go.  Experiment.  Take risks.  In other words, live.   

A good balance of past/present/future is something like 10/60/30.  If yours looks more like 30/20/50, you’re not really living life.  You’re worrying about the life you’ve already lived and dreaming about a life you hope to someday live. 

At Intentional Retirement, we believe that retirement is an intentional way of living that prioritizes freedom, fulfillment, purpose and relationships.  It starts today and is an incremental process of aligning your lifestyle and actions with your highest priorities.  To do that, you need to focus on the present.  Stop fretting over what is past or dreaming about what is to come.  Today is a new day.  Start doing.

Be Intentional,


The importance of more at bats

The importance of more at bats

Happy New Year!  Just a quick thought today on doing (i.e. taking more at bats).  One of the biggest retirement mistakes I see people make has nothing to do with money.  It’s that they constantly defer their dreams.  They just don’t do stuff.  Everything is “someday” this and “someday” that.  And I totally get it.  It’s hard to decide what you really want out of life.  It feels risky to put yourself out there to try stuff.  But you absolutely have to do it.

The best advice I can give you for 2020 and beyond is to start taking some at bats.  Right now.  Even if you’re not retired.  Especially if you’re not retired.  The worst that can happen is that things don’t work out, you get rolled a little bit, so you dust yourself off and try something different.  Ironically, that’s also one of the best things that can happen.  Because that failure is feedback.  It turns out we’re pretty terrible at knowing what’s going to make us happy.  The more stuff you try, even if you don’t end up liking it, the better idea you’ll have of what’s important to you, who’s important to you, what you like, what you dislike, what makes you happy and what you’re passionate about. 

All of those things help you understand yourself and they make you more self-aware so you can design a life that takes you where you want to go.  Finding out that you actually hate to travel or you stink at gardening or golf is awesome.  That means you won’t waste any time or money on those things during the prime of your retirement.  Instead you can triple down on the things that you do care about. 

So start taking some at bats today.  Get out there and try stuff.  Take a trip.  Pick up a new hobby.  Learn something new.  Meet new people.  Challenge yourself.  Get outside your comfort zone.  Sure, you might strike out a few times.  But you’ll get better.  You’ll figure out what you really want out of life and you’ll be doing something about it.  And that’s what living an intentional retirement and an intentional life is all about. 

Be Intentional,


Finish the year strong

Finish the year strong

We just wrapped up Labor Day Weekend here in the U.S.  That is the unofficial end of summer and it means we only have four months to go before we finish up this year and start a new decade.  That’s plenty of time to get a few things done and finish the year strong. 

Think about any financial, investing, lifestyle, relationship, health or retirement goals you had for 2019.  How have you done so far?  How can you make the most out of the next four months?  Focus in on one or two areas where you’d like to make progress before year-end and get to work.  Maybe that’s making a written retirement plan, increasing your savings rate or making a plan to finally get debt free.  Maybe that’s repairing a relationship, starting a new workout program or learning a new skill.  Maybe you’ve reached your health deductible for the year and it’s a good time to schedule that procedure.  Or maybe it’s time to plan that trip (always a good idea).  Think about how good it would feel to finish the year with a few major items checked off your To-Do list.  Think about how much progress you could make in 2020 if you ended 2019 with solid momentum. 

Part of my job here is to help people avoid complacency.  To push you to have a tough conversation with yourself about what you really want out of life and to encourage you to take those plans really seriously.  Consider yourself pushed.  Touch base if there’s anything I can do to help.  And props for everything you’re doing so far.  The fact that you’re following along at this site tells me that you’re no slouch.  Saving for retirement and being intentional with life are not easy tasks.  Most people don’t do it.  You’re in that small minority of people who are laying the foundation for their future through discipline, hard work and good stewardship.  Well done!  Keep up the good work.  Finish the year strong.

Be Intentional,


Internal vs External Scorecard

Internal vs External Scorecard

Warren Buffett once said:

“The big question about how people behave is whether they’ve got an inner scorecard or an outer scorecard.  It helps if you can be satisfied with an inner scorecard.”

The scorecard he’s talking about is how you measure success in any given endeavor.  Are you playing your game or someone else’s?  Do you compare yourself to others and try to win based on what they or the rest of the world think of you?  Or do you focus on the things that matter to you and judge your success based on the goals and metrics that you’ve set for yourself (i.e. your internal scorecard)? 

You can “succeed” with either scorecard.  It’s just a question of whether or not that success is likely to bring you happiness and fulfillment.  Most people use a combination of both scorecards, but during the first two-thirds of life the external scorecard often wins.  As a student, you had a literal scorecard and it measured how well you did compared to the other students and whether you reached the milestones of success set by the school.  You likely focused on that scorecard to please your parents or gain acceptance into college or a career. 

During your working years there’s pressure to focus on the external scorecard as well.  Are you the top salesman?  How much money do you make?  What is your job title?  How much is in your 401k?  What professional designations do you have?  What industry awards have you won? 

And since we use the external scorecard at work, we often use it in our personal life as well.  How big is your house?  What kind of car do you drive?  What brand of clothes do you wear?  Where do you vacation?  Are your kids in private school? 

There’s nothing inherently wrong with any of those things, but if the only reason you want them is to please others or win some foolish game of status or achievement, then you’re winning at the wrong game.  It’s possible to look totally successful on the outside and be a mess on the inside.

The internal scorecard and retirement

When you retire, you buy yourself the freedom to design your own game and set your own rules.  You get to decide what constitutes a success.  This is a much more rewarding game to play and it is more likely to result in happiness and fulfillment, because the metrics you’re focusing on are the things that are important to you.  It takes work, however, because you need to create the game and set the rules.  That means deciding what you really want out of life and then holding yourself accountable to achieve it using your internal scorecard.  Your scorecard will look different than mine, so I can’t tell you what to do, but I can give you some general ideas on how to do it.  Below are a few resources that can help.


A Brief Guide to Retirement Bliss



For lasting happiness, get off the hedonic treadmill.

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Three ingredients of a meaningful life

Three ingredients of a meaningful life

Because retirement is a time filled with fun, travel and leisure it is easy to make the pursuit of pleasure your orienting principle.  That would be a terrible mistake.  There’s nothing wrong with pleasure, but it must exist in the context of something deeper.  Let me explain.

Meaning vs. Pleasure

I’ve written before about Viktor Frankl.  He was a psychiatrist and holocaust survivor who wrote the book Man’s Search for Meaning about his time as a concentration camp prisoner.  Frankl founded a school of psychology called Logotherapy (literally “meaning” therapy).  He believed that striving to find meaning is the primary motivational force in humans.  This was in contrast to Freud, who believed that the pursuit of pleasure was the driving motivation.  

I’m in Frankl’s camp.  In my experience with retirees, those who focus on meaning often have a deep sense of satisfaction, purpose and happiness.  Pleasure is a welcome byproduct of their pursuit of purpose. Alternatively, those who can’t find this deeper sense of meaning often self-medicate with pleasure.  Pleasure with no greater purpose eventually feels hollow for most people.  So how can you orient your retirement around meaning?

How to find meaning

According to Frankl, there are three different ways to find meaning in life.  I’ll list those below and then relate them to retirement.

Through projects or work.  All of us are designed to do something meaningful and productive.  Retirement doesn’t somehow remove that need, it just means that you no longer have to base your choice on how much something pays.  Maybe that means working part-time in a field that’s always interested you or volunteering for an organization you’re passionate about.  Or maybe it’s running for your local school board or working on a big community project.  Whatever it is, find something that will engage you and leverage your time, treasure and talents.  What people really need, according to Frankl, is “the striving and struggling for a worthwhile goal, a freely chosen task.”

Through experiences and relationships.  Retirement (and life) is at its best when we have loving, healthy relationships with friends and family and we are engaged in meaningful pursuits.  

Through challenges or suffering.  This one might seem a bit counterintuitive at first, but if you think about the times in your life that made you who you are, that taught you the most, that filled you with pride and a sense of accomplishment, my guess would be that a lot of those times grew out of a significant challenge, heartbreak or tragedy.  Frankl believed that we should welcome challenges and suffering, not because they’re fun, but because they can often bring meaning and growth.  He knew that we can’t always control our circumstances, but we can always control our response to our circumstances.  That from a guy who was in a concentration camp and found a way to redeem his suffering and use it as the soil from which he grew his philosophy, vocation and life’s meaning.

“Between stimulus and response there is a space. In that space is our power to choose our response. In our response lies our growth and our freedom.” – Viktor Frankl

So as you move toward retirement, absolutely plan on doing fun and interesting things. Splurge on yourself. Be a little selfish.  Just don’t treat the pursuit of pleasure as your ultimate goal.  If you do, you’ll likely be disappointed.  Instead, seek meaning and you’ll likely find pleasure and happiness as well.

Be Intentional,